Skip to Content


State License: AZ #912672

I have worked in the mortgage industry for more than 15 years. I’m fortunate enough to build a 100% repeat and referral-based mortgage practice over that time. My clients and referral partners know that in working with me, they will partner with someone who has the integrity, knowledge, experience, and attention to detail to help them reach their financial goals. I’ve grown my business through honesty and integrity in the community.

I did my bachelor’s in Chemical Engineering from State University of New York at Buffalo. My wife and I have two incredible kids that keep us very busy. I am very active in sports, love running, recently did 3 half marathons. Also play golf and watch football.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

We have worked with Iqbal since 2012.In these past 8 years we have found no complaints and Iqbal has demonstrated nothing but passion for helping others in both a timely and in depth fashion. He is very approachable and any issues that we have found were easily solved by Iqbal and he ... READ MORE Uma Ilango Data Analyst
I am more than happy to recommend Iqbal Dhindsa as a qualified real estate agent . I really enjoy how  Iqbal works, He always responds back in less than 10 minutes , even on weekends. When I have a question or send an email to Iqbal, he is always quick to get back to me and ... READ MORE Azadeh Bahrami Mirabadi Eng
Iqbal delivers on what he commits. He was referred to us by our realtor and was transparent on what to expect from the get-go - be it the timeline, the rates, the charges and the documentation required from us. He made himself available whenever we had any questions/clarifications. And ... READ MORE Raj Nair
I highly recommend working with Iqbal. He is extremely knowledgeable and truly cares about his customers. He is very professional and responds at any hour, even on the weekends. He was able to provide us with the best possible option and made our dream to purchase a beautiful home a ... READ MORE Gladys Lewandowski-Romero
One vital aspect of this service industry is to make yourself available at any time the customer wants and Iqbal was just a ping away. He is very professional and knowledgeable and made everything in the refinance process seamlessly smooth for me. I in-fact closed my loan couple of ... READ MORE Narayanan Kalpati Narayanan Kalpati Vice President
Iqbal Dhindsa helped us close our home on time, perhaps ahead of time. He was patient enough to preprocess our financial situation, examine our options to bring money for our down payment. Besides he responded very quickly, in secure communication for every question that we had ... READ MORE Natarajan Pillai Engineer Software
I highly recommend Iqbal and his team! They saved the day for us. We went into Escrow with a different broker who failed to secure our loan (after giving us a pre-approval). I was introduced to Iqbal with just 2 weeks left in Escrow and he and his team worked 7 days a ways to get the ... READ MORE David Thai
Iqbal did a great job helping us with our loans. Anytime we had concerns, he was happy to work with us and answer our questions. Tracy Hoang Steven Nguyen/Tracy Hoang
Mr. Iqbal just wanted to say how refreshing it was to work with someone with integrity and honesty. You and your team made the process proceed seamless and efficient I would even call it easy. You and your firm are now our go to guys for future financing. Thank You Eladio Marquez Eladio Marquez
When it comes to home mortgage/refinancing your loan, AmeriFirst Financial is by far the BEST company to work with! Iqbal Dhindsa is extremely professional, knowledgeable and efficient. We were really impressed by our overall experience at AmerFirst Financial. We will be a returning ... READ MORE Diana Lemos-Marquez CEO
Iqbal was amazing to work with! Very professional, helpful, and friendly. I am a first time buyer and I learnt a lot from him. The entire load process was very smooth and always responds immediately to call/texts. I would highly recommended working with him. Thank you Iqbal!! Raghuraman Kasinathan Engineer
Iqbal is a pleasure to work with. He kept me up to date of every step of my mortgage process. Iqbal answered any questions or concerns I had immediately. Given a chance in the future he would be my first choice to work with. Suvir Mehtani
He made the process very simple and easy to understand. He was readily available to answer any questions I had; even at odd hours he was only a text message away. Most importantly, he was able to lower my payment significantly! Runjeet Singh Dhillon Medical Clerk
Iqbal is great to work with. We will definitely call him again the next time we are looking to buy or refinance. Lana Johnson
We really appreciate Iqbal's attention and communication throughout the process of refinancing our house. I'd highly recommend him and will reach out to him for our next mortgage transaction as well. Jay Johnson
I can’t say enough good words about this company and specially a very big thanks to Iqbal Dhindsa. He and his team is absolutely amazing, super professional, and go out of their way to help and answer any questions. I bought my house and closing and everything els happened on ... READ MORE Kiran khan Buyer
I would highly recommend Iqbal for your financial needs, he is very nice and friendly, easy to work with, very prompt and responsive to your concern or questions. He is very honest and will get you the best deal he possibly can. A pleasure to work with. Giang nguyen
I highly recommend Iqbal for mortgage loan. He was quick, prompt on response, lived upto promised closing date. Once I submitted all my documents it was hassle free and kept me upto date on every loan application steps. Kondal devarapu
Share review Embed review 923/2020 My experience with my lender Iqbaal was phenomenal. He was very patient and good to work with, through email, phone calls, text messages and provided information as needed and when asked. My loan situation was complicated and he was able ... READ MORE Asha Kapoor Educator
Very courteous and professional . Parminder Kaler
Iqbal was great to work with! He is fast, accurate, timely and gets the job done for you! Arnab C
Excellent support from start to finish of entire Refi process. Timely responses and did all pre work in a professional manner. Pawitter Mangat Semiconductor Executive
I'm a first time home buyer. After screening 5 lenders, i came across Iqbal. The best striking factor of Iqbal is his approach and planning. Firstly, he makes you feel comfortable and part of your house sale Journey. Transparency and accuracy was clearly demonstrated in every ... READ MORE Michael Rajan
Iqbal was amazing to work with! Very professional, helpful, and friendly. He made the process extremely easy for me. I would highly recommended working with him. Amrita Khare
Iqbal was the BEST mortgage loan officer I have ever had the pleasure to deal with. Iqbal’s attention to detail, constant & timely follow up, thorough explanation of the process & securing us an unbelievably low interest rate made our recent refinance an incredible ... READ MORE Michael L. Crystal Michael L. Crystal Managing Director
Iqbal assisted us with the refinancing of our house. He was efficient, responsive and extremely professional in his approach. Highly recommended! Aleena Chacko
Very professional, got the best rate within Arizona. Akashdeep virk Quality manager
Iqbal was professional from start to finish and I would highly recommend his services. As the Owner/Agent on our transaction, he contacted me within minutes of our fully signed agreement to introduce himself. Impressive!! He was available by cell, text or email anytime I needed to ... READ MORE Rod Smith Rod Smith Realtor/Investor
Iqbal is amazing! We received a very competitive rate, excellent services, and good advise. We can, if we want, close almost two weeks early. I won't look any further than Iqbal. He is one of the best loan officers in the industry! S Jhaj
While looking to refinance our home, my husband and I talked with Iqbal and got a very low and competitive rate. Iqbal is a fantastic person to work with. He is very prompt at answering calls, questions, and getting things done. I was never in the dark about the state of my refi and ... READ MORE Melissa Milford Customer
Iqbal was easy to work with and very personable. He was very transparent with the fees and estimates. With his direction and guidance we were able to close a week early. Thank you Iqbal for all that you did to help our family get into our new home! Roberto Rodriguez Project Manager
Ease of business and timely response with competitive rates Bala kandasamy Manager
Iqbal Dhindsa was very proactive throughout the process of qualification and home purchase. He helped me find the right financing option for my history and needs, and stayed in close communication with me to ensure I provided needed documents as they were needed to keep the process ... READ MORE Loren Sterling HR Director
Iqbal is an extremely diligent mortgage loan officer who always delivers. I would HIGHLY recommend Iqbal to anyone who needs a home loan or refinance. He went above and beyond to make sure that our closing process goes smoothly. He was easily reachable whether it was by phone, text, or ... READ MORE Kripa Chauhan
Iqbal is very very Professional In his loan origination Approach he gave us a list of required documents we got them ready send it to him within a week we sighned our loan Thanks to Iqbal Devinder Singh Sidhu Home owner
Mr.Iqbal Dhindsa did very a good job. Before meeting him,I thought that buying a home and doing finances will be really tough/hard. But he made all this difficult work much easier for us. He took care of everything. And was available all the time I called. And moreover the processing ... READ MORE Jaspreet Singh Jaspreet Singh Self Employed
Mr.Iqbal Dhindsa did a great job. We are first time homebuyers and he helped us all the way from beginning to end. We are strongly satisfied and happy that we found him. Raman Preet Sekhon Raman Preet Sekhon Software Engineer
Iqbal was a pleasure to work with! I am a first time home buyer and he was able to get me approved on short notice and in a very timely manner. He is very professional and knowledgeable. I would highly recommend him. Ashley Andres
Fast and quick during the loan process. Minnie Kaur
Iqbal has gone above and beyond to close our home on time. He provided multiple options, pros & cons and helped us navigate the process with ease. We felt very comfortable working with him throughout our loan process. He kept us updated on a regular basis and did a very thorough ... READ MORE Sathyamoorthi Vadivel Director of Software Engineering
Great work. Through professional. Good communication skills always prompt reply. Sabah Khatri Realtor with call realty
Iqbal processed our Jumbo Loan & closed the transaction on time as planned. He is very professional, thorough, reliable and experienced in this area of the business. He clearly communicated the details as we started the process and has been consistent throughout the process. He ... READ MORE Usha Purushothaman
Briefly Iqbal did an excellent job. Although he was in Arizona we are in California he has worked late hours to gather our loan application. He was amazing, during the loan application process he made sure all required information and documents were timely available and correct. On ... READ MORE Nishan Urkumyan Nishan Urkumyan Veterans Care Giver
Iqbal was very pleasant to work with. He made the impossible possible. I am a single women working and living in the Bay Area California, and Iqbal worked his magic and helped me get not only my first home, but the home of my dreams ! He spent long hours and days on my case and did not ... READ MORE Diana Urkumyan Diana Urkumyan
We have a house!!! This is our first home we bought and didn't know the process. We had the pleasure of having Iqbal Dhindsa as being our loan agent. Iqbal worked hard to make sure we had everything we needed for our loan. Iqbal evened worked on the weekend and evenings to help ... READ MORE Naomi Podgorny Borrower
All praises goes to God, first and foremost. Yet to say, I am blessed and very thankful today for Iqbal. He definitely came through for me and my family, and yesterday I became a First time Home Owner. I was able to use my keys to walk into my brand new home. Thanks once again ... READ MORE Lakesha Duncan Social service
I would like to give one big Thank you to Iqbal. He has truly been a blessing for me and my family. I have been denied home loans, or I have been approved for a lesser amt than I requested. Thanks to Iqbal being very knowledgeable about the whole home buying process, he has been able ... READ MORE Lakesha Duncan Social service
Mr. Iqbal is good man and very efficient to his job . Mustafa Shibly
Iqbal and I just closed our very first transaction together and I could not be more pleased. Iqbal was very professional, always answered his phone when I called, responded to text messages promptly, and made sure we closed on time. The transaction was seamless and I look forward to ... READ MORE Tonia Rausbeck Tonia Rausbeck Realtor
Iqbal and I just closed our very first transaction together and I could not be more pleased. Iqbal was very professional, always answered his phone when I called, responded to text messages promptly, and made sure we closed on time. The transaction was seamless and I look forward to ... READ MORE Anonymous
I have worked with Iqbal for the last 6 years and I can honestly say that for every transaction that he and I have worked on, Iqbal has come through for my clients. There has never been a delay in closing and he and his team have worked weekends and night to make sure transactions ... READ MORE Minu Rastogi Realtor - Residential and Commercial
We recently purchased our investment property with the help of Mr. Iqbal Dhindsa of Amerifirst Financial. The entire experience was stress free and left us incredibly satisfied. We were out of state buyers but the distance was no issue and Mr. Iqbal was always available for discussion. ... READ MORE Gurpreet Rayait Operation's Supervisor
It was a wonderful working experience with Iqbal. Highly professional and easy to work. We had a very aggressive time to close the deal, Iqbal ensured that things move in a smooth way and took care of everything. I would definitely recommend him. Jasbeer Singh
Worked quickly and efficiently to help me get all the papers together to make the home buying process go by smoothly. Was always communicating what was needed to get to the next step. Karan sidhu
I would recommend Iqbal to all my clients. It was a difficult client (my Mom) and he kept things on target and was very accommodating. I look forward to working with him again in the near future. Dan Jones Dan Jones Real Estate Agent
I am eternally grateful to Iqbal Dhindsa he was extremely patient and professional. His knowledge of the options available to me were key to the success of Iqbal had in making me a homeowner. I definitely recommend Iqbal Dhindsa to help you realize your dream of home ownership. Elsa Gonzalez Elsa Gonzalez Security shift commander
Mr. iqbal did an amazing job getting our loan. He made our home buying experience pleasant. Mr. Iqbal was very efficient with loan closing time. He worked honestly and diligently. We appreciate all that he did. Thank you so very much. Sincerely, Hassan & Mina Anonymous
Iqbal made the process easy and clear to understand. He gave me some great options and really worked to help me get the best product possible. He also accommodated my schedule. I highly recommend him. Zareen Rahman
good professional commitments and skill Jose Vadakara
Thank you Mr. Iqbal for smooth processing!, He is very cordial, will update you after each step, will help/guide you to get best rate of interest. Very professional and was extremely responsive. Arun
Iqbal Dhindsa is a amazing Man.. he went on and above to get financing for our new home. From the start of our loan to the closing date he did everything he said he would and more. He responded to us every time we had a question and walked us through the complete process. We will ... READ MORE Michael Conklin Owner/Operator of Desert State Air HVAC LLC.
Iqbal was amazing!! As a first time home buyer and as stressful as the process can be! I know I can be a headache! Iqbal always kept a smile and was always available to answer ALL of my questions and guide me through the whole process! I can't thank him enough! He's the best!! ... READ MORE Majic Williams Majic Williams Closing Specialist
Iqbal did a fantastic job! He was extremely responsive, helped us to close quickly and kept us fully informed throughout the process. Tony Meier
I would recommend Iqbal to all my clients. He makes the home buying process easy and makes sure we close on time. I know that he is available to help with any questions and concerns that may come up during the loan process. He has great experience and knowledge! Jacie Czerwinski Real Estate Agent
Iqbal dhindsa did a really great job. From the start until the end, he was really helpful. He told us everything that we need and required. He all helpful though out the processes. He never pushed us to do something. He made is easy to buy our first house. Gurjit Grewal Buyer
I was referred to Iqbal by my coworker. The very first day I called him to inquire about purchasing a home, he was able to get be preapproved and answer all my questions. He was always timely and very helpful at all times of the day with any questions about the home buying process. He ... READ MORE Anonymous
I had a great experience purchasing my first home. Iqbal was very helpful and made sure I understood the process. Darryl Turner
We had waited a long time to be able to purchase this new home. Iqbal was referred to us by our real estate broker, Lisa Franchesci. We were very please with the time and information that Iqbal provided while we went through the loan process. Iqbal was very professional and took the ... READ MORE Chad & Wendy Nelson Loan applicant
He did an amazing job. Thank you. Anthony & Anna Martinez
Iqbal made the mortgage process very easy for me. At our first meeting, Iqbal explained the ins and outs of the entire process and answered all of my many questions. I didn't feel rushed and felt very free to ask questions after our meeting via email, phone and even text. Iqbal is ... READ MORE Dalya Lateef Science Instructor and Mom
We were referred to Iqbal by our close family. Since we were first time home buyers, we weren't able to decide the right lender to go along with. By the time we approached Iqbal with our case, he had only three weeks to work on our file which is very less time considering the time ... READ MORE Shivani Wali IT Project Manager
To Whom it may concern, I recently worked with Amerifirst Financial, Inc. to refinance my existing home, they were very efficient in getting the refinance done. Iqbal Dhindsa was very helpful and answered all my questions and concerns. He communicated throughout the process and made ... READ MORE Bradley Thomas Regional Sales Manager
I was referred to Iqbal by my insurance agent and I'm so glad I was! Thanks to all his hard work I was able to close within 30 days of putting an offer on a house. Iqbal made the whole process seamless and took the stress out of buying my first home! No matter how many questions or ... READ MORE Nichole Whitwood
Iqbal was extremely informative and kept in touch throughout the process. I was never left wondering what was going on as he informed me every step of the way and kept things simple for me on my end. Furthermore, he was willing to help me even well after 'normal' business ... READ MORE Runjeet Dhillon
I had the opportunity of working with Iqbal Dhindsa for my recent home purchase. The process went so smoothly and headache free. He asked me for documents and I provided what he wanted, and he did the rest. Iqbal, I really appreciate your help. Everything went smoothly and timely, for ... READ MORE Dr Margaret Shammah Instructor & Case Manger
Iqbal did a great job for my wife and I. He kept us informed throughout the entire process. He got us pre approved quickly and once we found the right house and made an offer, he pushed the entire way. From making the offer to getting our keys it was right at 3 weeks which is unheard ... READ MORE Hercel Merchant
My wife and I are both Realtors and have been working with Iqbal for the last two years. He consistently provides great service to us and our clients. Once Iqbal prequalifies a client he works very hard to keep the loan on track, resolve any issues that arise, and ultimately gets the ... READ MORE David Burnett Realtor
Iqbal has worked with me on several transactions for my home buying clients. He helps provide options that best meet their financial needs. Iqbal is responsive when his assistance is needed. My clients who have used him have been highly satisfied. It's always a pleasure working ... READ MORE Michael Smith Real Estate Agent
Good business knowledge and understanding. Great person to work with !! Sandeep Saini PM
Iqbal was very kind and great to work with. He made the process so simple and easy. I felt like I did not do any work. Iqbal ensured that I got the best rates and was always in contact with me. I have referred friends to him that have had the same experience and will continue to ... READ MORE Narda Rodriguez Social Worker
Iqbal dhindsa did a great job . Starting from the prequal to closing , every thing was quick. He answers any questions any time of the day. All in all great to work with Puneet Chawla Real estate agent
Mr.Iqbal has been very helpful in all our home buying processes.I recommend him to anyone who is looking to buy or sell their house. Joseph
Iqbal assisted us on the process of re-financing of our home. He was really active and responsive thru out the process. SANDEEP KAUR Property owner
It was a very pleasant experience to work with Iqbal. He is very knowledgable abt his work and will explain if there are any confusions. Very proffesional. urvashi sahay home buyer
Iqbal was efficient, attentive, professional, and patient in helping me through the process of securing a mortgage. I will depend upon him again in the future and share his information with friends and family as I learn of opportunities. I am so grateful to have met him and look ... READ MORE Deborah Roepke Executive Director
I have been in my house now going on a year. I am so thankful for all the help Iqbal gave me. I was working with another loan officer, actually I went through 2 before coming to Iqbal. The others never had time to answer my calls, or even return them. I was so happy with Iqbal. This is ... READ MORE Jacqueline Green Customer Service
Iqbal is an extremely diligent and honest financing professional who always shoots straight and delivers. He has helped me at least three times and always came thru as promised. I sincerely recommend him if anyone is seeking home financing Ron Kohli
Iqbal helped me secure the mortgage for my primary residence and was also very helpful in refinancing my rental property. Through out the process, Iqbal was very thorough, diligent, knowledgeable and fun to work with. I would highly recommend him to any body for financing needs. Manmohan S. Brar Sr. Design Engineer

Let's accomplish more together.

Get in touch

Back to top